Launch a financial product.
We run the hard part.
MonCore is a full-stack embedded finance platform for consumer banking, business finance and embedded finance products — provided through a licensed EMI, with MonCore as its Electronic Money Distributor (EMD). You design the experience; MonCore operates the software and orchestration layer underneath.
MonCore is in private development and not yet live. It is not a bank or EMI — accounts and cards are issued by a licensed EMI, of which MonTech Group UAB is the Electronic Money Distributor (EMD).
Three products you can bring to market
Digital Banking
A consumer neobank or wallet — designed to support multi-currency balances, payment accounts, transfers, FX, cards and onboarding.
Explore → 02Business Finance
Accounts, team access, spending controls, cards, SEPA payments, FX and KYB/UBO onboarding for businesses.
Explore → 03Embedded Finance
Add wallets, accounts, payments, cards and onboarding inside your SaaS product or marketplace.
Explore →Shared capabilities: Accounts · Wallets · Payments · Cards · FX · Onboarding
Three ways MonCore delivers your product
Pick how much of the experience you want to shape. The platform underneath is the same.
You build the product. MonCore runs the software underneath.
MonCore operates the software and orchestration layer — accounts and wallets, payments, cards, FX, onboarding, and the compliance and reconciliation workflows around them. You don’t assemble financial infrastructure or run a regulated backend.
The regulated financial services are provided through a licensed EMI, with MonCore as its Electronic Money Distributor (EMD). MonCore is the operating and orchestration layer — not the bank, EMI or card issuer.
See how it fits together →In private development, and honest about it
MonCore is in private preview with issuer integration in progress. It is not yet live or generally available, and we are not onboarding customers. Availability of specific capabilities is subject to programme, issuer, jurisdictional and compliance approval.
Tell us the product you want to launch
Digital Banking, Business Finance or Embedded Finance — we’ll map it to the right delivery model and be clear about what’s ready today.